FCA Dear CEO letter – HCSTC loans

HCSTC report discussed redefining 'embryo' on the basis of how it was created: a) By redefining an embryo, at least defining those types of embryo that fall

Background 2 Proposed structure for PCW guidelines A Optimal method to drive HCSTC customers to PCW B Possible system rules C Benefits of structure

hcstc Borrowers with HCSTC loans are predominantly young, with 37% of payday loan borrowers and 29% of short-term instalment borrowers aged between 25

hcstc Present HCSTC market and styles · over million loans had been built in the 12 months to 30 June 2018 · lending volumes have actually increased since 2016, but